| 30-yr FHAAPR includes FHA mortgage insurance | 5.38%6.11% APR |
| 5-yr ARMRate can adjust after year 5 | 6.38%6.50% APR |
| 15-yr fixed | 6.56%6.58% APR |
| 30-yr VAEligible veterans and service members | 6.84%7.00% APR |
| 30-yr fixed | 7.18%7.20% APR |
Assumes a $500,000 purchase price, 720–739 credit score, single-family primary residence, rates as of Sep 28, 2026 11:16 AM ET (Zillow/Mortech data via NerdWallet). Down payment and loan amount were not published by the source. Averages, not offers. Your rate and APR depend on credit, loan amount, down payment, points and location.
| Alliant Credit UnionIntroductory rate; resets to variable | 3.99% |
| AchieveFixed APR, 10-yr term | 5.875% |
| AvenStarting APR | 5.99% |
| FourLeaf FCUIntroductory rate | 5.99% |
| Police & Fire FCUStarting APR | 6.00% |
| Jeep Cherokee Hybrid ’2672 mo; excludes base trim; no rebate stacking | 0.00% |
| Lucid Gravity ’2672 mo; plus $16.5k stackable incentives | 0.00% |
| Chevy Silverado 1500 ’2660 mo; all trims | 0.00% |
| RAM 1500 ’2660 mo; Big Horn & Laramie only | 0.00% |
| Hyundai Santa Fe ’2660 mo; all trims | 0.00% |
| Nissan Rogue / Frontier / Murano ’2660 mo; Murano gives up $5k cash | 0.00% |
| Polestar 4 · Infiniti QX80 ’2660 mo; Polestar stacks $18k rebate | 0.00% |
| Hyundai Tucson / Sonata ’26 (gas)60 mo | 0.99% |
| Baxter Credit UnionNew auto, lowest tier | 2.89% |
| Polish & Slavic FCU · United CUNew auto | 2.99% |
| myAutoLoanAuto refinance, good credit | 4.09% |
| CaribouAuto refinance | 4.18% |
| CarputtyNew car; 680+ credit | 4.33% |
| Avg · super-prime used781+ credit; new-car avg 4.55% | 6.30% |
| Motorcycle · Dade County FCUUnited CU 5.05% | 4.00% |
| RV · Dade County FCUAmerican Airlines FCU 5.59% | 4.75% |
| Boat · Navy Federal (new)Up to 36 mo; 8.95% for 37–180 mo; members only; Sep 28 | 6.95% |
| Boat · Navy Federal (used)Up to 36 mo | 7.45% |
| Certified pistonUp to 20-yr amortization; about 15% down; 720+ credit | 7.01% |
| Turboprop & jet | 7.13% |
| MOSAIC light sport | 7.71% |
| Experimental / kit | 7.78% |
| Wells Fargo ReflectPurchases + BT; 5% BT fee; then 17.74–28.49% | 0% · 21 mo |
| Chase SlatePurchases + BT; then 18.24–28.24% | 0% · 21 mo |
| BankAmericard21 billing cycles; 5% BT fee; then 14.99–25.99% | 0% · 21 cyc |
| Happen BankRange 5.96–35.99% | 5.96% |
| UpstartRange 6.30–35.99% | 6.30% |
| SoFiWith autopay; range 6.49–35.49% | 6.49% |
| UpgradeRange 7.74–35.99% | 7.74% |
| DiscoverRange 7.99–24.99% | 7.99% |
| Sealy mattress (Wells Fargo card)$1,700+ purchase; true 0% equal payments; then 28.99%; ends 12/31/26 | 0% · 60 mo |
| iPhone · Apple Card InstallmentsMac, iPad and Watch up to 12 mo; carriers 24–36 mo | 0% · 24 mo |
| Jewelry · Kay / Zales / JaredDeferred interest; 35.99% back-charged if not paid in full | 0% · 18 mo |
| Jewelry · Affirm0–36% by credit; 3–60 mo; up to $17.5k | from 0% |
| Medical / dental · CareCreditDeferred interest 6–24 mo; standard APR 32.99% | 0% · 24 mo |
| GoodLeapRate bought down with 19–35% dealer fee in the loan | 1.99%† |
| Sunlight Financial15–30% dealer fee | 2.49%† |
| Dividend Finance15–25% dealer fee | 3.49%† |
| LightStreamNo dealer fee | 6.49% |
| America’s Christian CUFixed; membership required | 2.89% |
| America’s Christian CUVariable | 2.91% |
| Credible marketplaceLowest shown Sep 24 | 3.65% |
| USC Credit UnionVariable, 3.74–3.99% | 3.74% |
| SBA 504 (real estate, equipment)Typical range 5–7% | ~5.00% |
| SBA microloanTypical 8–13% | 8.00% |
| SBA 7(a) fixed cap, $250k+Legal maximum, not a floor; tied to 7.00% prime | ≤12.00% |